Get Pre-Approved

Get Your Car Loan Pre-Approval in Just 60 Seconds!

At Ride Time, getting pre-approval on a loan for your car or truck is fast and easy. Fill out our secure credit application and you can have your truck or car loan pre-approval in as little as 60 seconds! Thanks to our online pre-approval process, you can fill out your application from anywhere, at any time, and be approved.

Financing Information

• Who are you?

  First Name *

  Last Name *

  Phone Number *

  Email Address *

• Where do you live?

  Address Information

  Current

  Address *

  City *

  Province *- Please Select an Option -AlbertaBritish ColumbiaManitobaNew BrunswickNewfoundland and LabradorNova ScotiaOntarioPrince Edward IslandQuebecSaskatchewanNorthwest TerritoriesNunavutYukon

  Postal Code *

  Years at Address *

  Months at Address *

  Previous (If less than 2 years)

  Address

  City

  Province- Please Select an Option -AlbertaBritish ColumbiaManitobaNew BrunswickNewfoundland and LabradorNova ScotiaOntarioPrince Edward IslandQuebecSaskatchewanNorthwest TerritoriesNunavutYukon

  Postal Code

  Years at Address

  Months at Address

  Housing Information

  Home Status- Please Select an Option -RentOwn With MortgageOwn Free & ClearWith ParentsReserve LandOther

  Mortgage holder/landlord name

  Monthly Housing Payment

  Market Value

  Mortgage Amount

• Where do you work?

  Employment Information

  Employment Income *Learn how to calculate employment income

  Frequency *- Please Select an Option -WeeklyBi-WeeklyMonthlySemi-MonthlyYearly

  Other Income

  Frequency- Please Select an Option -WeeklyBi-WeeklyMonthlySemi-MonthlyYearly

  Other Income Type

  Other Income Description

  Current

  Status *- Please Select an Option -Part TimeFull TimeRetiredSeasonalSelf Employed

  Type *- Please Select an Option -LabourerManagementOffice StaffOtherProfessionalRetiredSalesSelf EmployedServiceStudentTrades

  Employer *

  Occupation/Job Title/Position *

  Work Phone *

  Address *

  City *

  Province *- Please Select an Option -AlbertaBritish ColumbiaManitobaNew BrunswickNewfoundland and LabradorNova ScotiaOntarioPrince Edward IslandQuebecSaskatchewanNorthwest TerritoriesNunavutYukon

  Postal Code *

  Years at Employment *

  Months at Employment *

  Previous (If less than 2 years)

  Status- Please Select an Option -Part TimeFull TimeRetiredSeasonalSelf Employed

  Type- Please Select an Option -LabourerManagementOffice StaffOtherProfessionalRetiredSalesSelf EmployedServiceStudentTrades

  Employer

  Occupation/Job Title/Position

  Work Phone

  Address

  City

  Province- Please Select an Option -AlbertaBritish ColumbiaManitobaNew BrunswickNewfoundland and LabradorNova ScotiaOntarioPrince Edward IslandQuebecSaskatchewanNorthwest TerritoriesNunavutYukon

  Postal Code

  Years at Employment

  Months at Employment

• Credit Information?

  Title- Please Select an Option -Dr.Mr.Ms.Mrs.Miss

  Marital status- Please Select an Option -MarriedDivorcedCommon LawWidow/WidowerSeparatedSingle

  Date of Birth

  Month (MM) *

  Day (DD) *

  Year (YYYY) *

  S.I.N.

  Please Enter and other relevant information (Or just say hi to us)

  By checking this box, I consent to the collection, use and disclosure of my personal information as described in this paragraph. I agree that the personal information provided above may be used and disclosed by Ride Time and/or its agents or serviceproviders (collectively, the "Dealer") as necessary to obtain credit, financial and related personal information (including a credit or consumer information report) about me from any credit bureau or credit reporting agency, and to advise me on credit availability in connection with product and/or service purchase financing. I further agree that the personal information providedabove may be disclosed to the provider of Dealer’s website hosting or related services for the purpose of enabling Dealer toaccess my personal information for marketing purposes. Personal information I provide and credit information obtained may alsobe retained by Dealer and used to facilitate the application process should I subsequently choose to apply for credit through Dealer.

  I have read and agree to the Terms & Conditions above. *

• Extra & Coverage?

  Would you like to know more information about?

  Extended Warranty

  Peace of mind from paying costly repairs out of pocket.

  Credit Life

  In the event of death, the loan is paid out. Title passes to beneficiary.

  Sickness and injury

  Keeps your credit rating intact should you become sick or injured during term.

  Loss of Employment

  Makes the payments for you should you become unemployed.

  GAP Protection

  Covers the difference between insurance payout & loan balance if the vehicle is a total loss.

  Rust Inhibitor

  This electronic module protects your vehicle from the harmful effects of rust.

  Tire and Rim Protection

  Covers repair or replacement of wheels rims and tires due to road hazards.

PreviousNext Submit

Bad Credit Can Happen to Good People. Let Us Help!

We understand that not everyone has perfect credit. Lots of things can happen—job loss, a bad relationship, or never being taught how to manage credit in your younger years. We also understand the importance of having a vehicle to call your own. Making payments on a car loan is one of the best ways to build your credit back up to where you want it to be. That’s why we work with our numerous lenders to obtain a truck or car loan at the best possible interest rate for drivers with no credit, bad credit, and more. 

Ride Time has built relationships with some of our nation’s most trusted lenders. Because of this, our experienced finance managers are able to secure loans for virtually anyone interested in having a car or truck to call their own. We offer all our customers the best possible rates and options—all hassle-free, so buying a car is a comfortable, low-stress process for everyone who comes through our doors.

Anyone Can Benefit From Our Truck or Car Loan Pre-Approval Process

Our pre-approval process is not just for applicants with credit issues. If you already have good credit, our pre-approval process can save you a ton of time. Rather than shopping around from lender to lender for the best rates, we’ll work just as hard with you as we do with our customers who are rebuilding their credit to find the best possible rate and terms for your car loan. Taking advantage of our pre-approval process means:

• No application or processing fees
• All of the information you provide us is securely stored using 256bit SSL Encryption (simply put, this means your information is safe with us, and we’ll never share it without your knowledge and permission)
• Zero money down options available on approved credit—so you could drive away in the car or truck that’s right for you on the same day you’re pre-approved!

Fact: We worked recently with a customer who happened to be branch manager of a major Canadian bank. She had good credit and (obviously) knew what she was doing—and we were STILL able to secure her a better rate than she could find for herself. 

Not to brag, but… we’re just that good.

To get your truck or car loan pre-approval in just 60 seconds, fill out our easy online application today!

Important Note: At this time, we are only able to secure financing for Canadian residents. If you live outside of Canada, please contact us and we’ll point you in the right direction.