Get Pre-Approved

Get Your Car Loan Pre-Approval in Just 60 Seconds!

At Ride Time, getting pre-approval on a loan for your car or truck is fast and easy. Fill out our secure credit application and you can have your truck or car loan pre-approval in as little as 60 seconds! Thanks to our online pre-approval process, you can fill out your application from anywhere, at any time, and be approved.

Financing Information


Bad Credit Can Happen to Good People. Let Us Help!

We understand that not everyone has perfect credit. Lots of things can happen—job loss, a bad relationship, or never being taught how to manage credit in your younger years. We also understand the importance of having a vehicle to call your own. Making payments on a car loan is one of the best ways to build your credit back up to where you want it to be. That’s why we work with our numerous lenders to obtain a truck or car loan at the best possible interest rate for drivers with no credit, bad credit, and more. 

Ride Time has built relationships with some of our nation’s most trusted lenders. Because of this, our experienced finance managers are able to secure loans for virtually anyone interested in having a car or truck to call their own. We offer all our customers the best possible rates and options—all hassle-free, so buying a car is a comfortable, low-stress process for everyone who comes through our doors.

Anyone Can Benefit From Our Truck or Car Loan Pre-Approval Process

Our pre-approval process is not just for applicants with credit issues. If you already have good credit, our pre-approval process can save you a ton of time. Rather than shopping around from lender to lender for the best rates, we’ll work just as hard with you as we do with our customers who are rebuilding their credit to find the best possible rate and terms for your car loan. Taking advantage of our pre-approval process means:

  • No application or processing fees
  • All of the information you provide us is securely stored using 256bit SSL Encryption (simply put, this means your information is safe with us, and we’ll never share it without your knowledge and permission)
  • Zero money down options available on approved credit—so you could drive away in the car or truck that’s right for you on the same day you’re pre-approved!

Fact: We worked recently with a customer who happened to be branch manager of a major Canadian bank. She had good credit and (obviously) knew what she was doing—and we were STILL able to secure her a better rate than she could find for herself. 

Not to brag, but… we’re just that good.

To get your truck or car loan pre-approval in just 60 seconds, fill out our easy online application today!

Important Note: At this time, we are only able to secure financing for Canadian residents. If you live outside of Canada, please contact us and we’ll point you in the right direction.