Bad Credit

Are you worried that your bad credit might stand in the way of finding the right car for you? Worry no more…at Ride Time in Winnipeg, MB, your bad credit isn‘t the end of the world. In fact, we‘ve got the perfect solution! It‘s natural to be hesitant when it comes to buying a car…

Nobody wants to deal with a debt collector. But if you are extremely behind on a credit card bill, a personal loan, or a medical debt, your debt may be “written off”, and sold to a collections agency. When a bill enters collections, it can negatively impact your credit score, reducing your ability to qualify…

Whether you have a short credit history, no credit, or bad credit, you may need to buy a car in Canada with bad credit. While this is not ideal, there are some steps you can take to minimize the amount you have to pay in interest, and secure a better rate on your car loan.…

If you’re interested in buying a car, or even if you’re simply trying to stay on top of your finances, your credit score – and your credit report – are very important tools. In this article, we’ll look at the difference between your credit score and your credit report, and some of the benefits you’ll…

Understanding your credit score can be quite difficult. Most Canadians have a vague idea of how their credit score is calculated, and what’s important for having a good credit history – such as never missing payments, keeping a low debt load, and having a long history of credit cards and other loans. But many Canadians…

If you’re working to rebuild your credit score to get a good rate on an auto loan, or even to prepare for home ownership, chances are you’re monitoring it pretty closely, and you’re hoping it continues to increase. But this isn’t always the case. Your credit score can drop for a number of reasons, even…

If you have a less-than-stellar credit score in Canada, you may be wondering what the best way is to repair your credit history, and begin working towards a better future. The answer is not simple – rebuilding your credit score after a major event like a bankruptcy, or having several credit cards go to collections…

If you have bad credit in Canada, it may be hard to rebuild your credit score. Depending on your credit score, you may get rejected for auto loans, personal loans, credit cards, and most other lines of credit. So, how are you supposed to rebuild your credit if you can’t qualify for a traditional credit…

If you’re interested in improving your credit score, there are a number of different things you can do to improve it – such as paying bills on time, eliminating extra credit card debt, and checking your credit report for errors and misinformation. One of the best ways to improve your credit score, though, is by…

Whether you’re trying to purchase a brand-new vehicle, or a used car with bad credit, it can be hard to understand the entire process of purchasing a car. Loans, in particular, are confusing. How can you be sure you get a good deal on a car, even with bad credit? In this article, Ride Time…