August 2017

We all want a vehicle that will provide dependable service year after year. One way to make sure that happens is to give your car what it wants: regular maintenance before things go wrong, not after a problem occurs. Here are three ways you can help your car go the distance. 1. Stick to the…

You don’t need to be a car mechanic to perform basic maintenance on your vehicle. Learning a few do-it-yourself strategies can go a long way toward saving you money, helping you bond with your car, and keeping your vehicle running smoothly. 1: Invest in a Digital Diagnostic Reader For around $40, you can get a…

Credit utilization is one of the major factors in determining your credit score. Knowing what it is and how to use it is important if you are looking to improve your credit over the long run. What Is Credit Utilization? Credit utilization is a fancy term that basically means how much credit you are using…

In general, mechanics are good, hardworking people. They’re also trying to run a business and make money, so they often won’t be as upfront with you as you’d like. Let’s take a look at some of the things they might not say to you and how you should handle it if it happens. 1. “You…

Bankruptcy is no longer perceived as unfavorable as it used to be, but it still negatively impacts your credit rating. See what steps you should take in order to get a used car loan after a bankruptcy, and understand how long the process might take. How a Bankruptcy Impacts Your Credit When it comes to…

In 2016, the amount of auto loan delinquencies was on the rise with seemingly no end in sight. Now that it’s 2017, those rates have stabilized. See what that means for the used car industry and beyond. A Drop in Oil Prices in 2016 Last year’s drop in oil prices was a big contributing factor…

You can take some action to give your credit a boost, without having to hire a service to do it, or worry about the legality of it. These tried and true steps will put you on the path to better credit, just give it some time. #1: Make On-Time Payments The surest way to improve…

Summer is a great time in Canada. Warm weather, picnics, and the great outdoors – everyone loves summer! But with the warmer weather come quite a few seasonal weather risks. In the summer, large thunderstorms are quite common in some areas of Canada. Pounding rain that reduces visibility, fog, hail the size of golf balls,…

Whether you’re buying a used car from a dealer, private seller, or any other party, it’s important to understand its condition. If a used car has been involved in a major car accident, its quality could be compromised – even if it was repaired well. And even a clean bill of health from a Canadian…

Secured credit cards are a convenient, flexible way to help you rebuild your credit – especially if you have bad credit, and can’t qualify for other “unsecured” credit cards. Secured credit cards are fairly simple. A bank or card issuer requires you to deposit a specific amount – say, $500 – and then you are…