Ride Time Blog

Ride Time, Used Cars

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canadian used car industry

When talking about the Canadian used car industry, a conversation about the Canadian economy must be in accompaniment. The only way to understand the trends and phenomena echoing through this industry is to understand the trends and phenomena occurring in tandem throughout the economy. The condition of the national currency, credit, and unemployment rate all…

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Automotive Finance, Credit Education, Debt Protection

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Auto Loan Refinancing

The lending process, in all the industries including Automotive, is complicated and nuanced. What informs lenders decisions regarding approval, payment, and interest is often difficult to pin down. Broadly, one could say that applicants’ credit scores have the biggest effect on such decisions. Often times, loan recipients find themselves locked into less than perfect lending…

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Automotive Finance, Bad Credit, Credit Education, Ride Time

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Bad Credit

Everyone Deserves Access to Transportation In late 2014, The Economist published a piece asking a fairly simple question: why is everyone so busy? When John Maynard Keynes was working on his seminal economic theses in the 1930s, he believed the grandchildren of that generation would only work “around three hours a day,” and out of…

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