Debt Protection

If you’re trying to rebuild your credit score, you know how hard it can be to keep up good financial habits – especially if you’ve had problems with debt and bad credit in the past. But if you want to qualify for good rates on auto loans, mortgages, and other loans, you’ll need a reasonably…

The average cost of a car payment has reached $479, which is a significant chunk of change. Unfortunately, in many places in Canada, a car is simply not optional. Due to the cold winters in Winnipeg and the relatively undeveloped public transit system, most people have to have a vehicle – which can be quite…

If you’re trying to buy a car with bad credit, there are two primary types of loan available to you – fixed rate loans, and variable rate loans. When you get a fixed rate loan, the lender gives you the money with a set interest rate – 6%, for example. This number is used to…

The lending process, in all the industries including Automotive, is complicated and nuanced. What informs lenders decisions regarding approval, payment, and interest is often difficult to pin down. Broadly, one could say that applicants’ credit scores have the biggest effect on such decisions. Often times, loan recipients find themselves locked into less than perfect lending…

If you have bad credit in Canada, you may have a hard time rebuilding, and bringing your credit score back to a healthy level. And there’s a reason for this – having bad credit leads you into a vicious cycle. You have bad credit, so you’re not able to get a loan. You’re not able…

Whether it’s the result of bad decisions or just a run of bad luck, it’s easy to find yourself with bad credit. One of the best ways to start trying to improve your credit in Canada is by getting a loan and always making payments on-time. But what if you lose your job or get…