April 2017

Buying a car can be difficult and confusing – and buying a car with bad credit is even more complicated. There’s a lot to know to make sure that you don’t get ripped off, and that you can qualify for a reasonable loan on a great car. At Ride Time, we specialize in serving Canadians…

If you’re engaged or about to get married, chances are that you’ve taken the time to sit down with your significant other and discuss your future together. Whether it involves getting a new apartment together, buying a home, moving, or any other major life choice, there’s plenty to discuss when you’re starting a life with…

Most of us aren’t exactly mechanically inclined – that’s just a fact. So whether your car needs an oil change, a tire rotation, or more extensive maintenance, chances are that you’ll be bringing it to a mechanic who can take care of it for you. But this can be a problem. Since many of us…

Got bad credit in Canada? It’s not the end of the world! Everyone makes mistakes, and nearly 20% of Canadians have “sub-par” credit scores of 620 or lower. Whether you’ve suffered from bankruptcy, overdue credit card bills, or missed loan payments, your credit score isn’t set in stone – you can always rebuild. Hopefully, you’ve…

If you have bad credit in Canada, you’ve probably had a hard time getting a car loan. It can be frustrating to shop for a car when you have bad credit. Even if you have the money to make payments on an auto loan, banks and financial institutions may deny you because you have bad…

Buying a used car can be quite difficult and confusing – especially when the topic of mileage comes up. Mileage is often a huge factor in determining the price of a used car, so many people think that low mileage cars are always a better deal than high-mileage cars – and will last longer. It…

Brakes are the single most important component on your car – and they don’t last forever. Failing to maintain your brakes can lead to permanent damage to your car, or dangerous situations if your brakes fail entirely while you’re on the road. However, it can sometimes be hard to tell when your brakes need servicing,…

So you’ve been shopping around for a great used car. You found an awesome deal on a 2007 Civic with just 80,000 kilometers on the odometer, and you decide to pull the trigger. You sign the papers for a credit check at the dealership, and walk back in the next day to sign the loan,…

If you have bad credit in Canada, it can be difficult to pick out a great used car that you can actually afford. High interest rates and other fees can really eat into your budget, so it can be hard to understand what you can actually afford. This is especially dangerous if you have a…

If you’re in Canada and have bad credit, it can be tough to find a great used car at a reasonable rate. Many used auto dealers will take advantage of people with bad credit, and sell them used cars at exorbitant rates. They may even try to scam you with in-house financing, or underhanded sales…