Unless you choose a top-quality dealership like Ride Time, It can be hard to get affordable, high-quality used cars with bad credit. APRs and costs are often quite high, and it may be preferable to wait to invest in a used car until your credit recovers.
However, sometimes you don’t have a choice – you simply must have a car for work, or to take care of family issues. To help you decide whether or not you truly need a used car, we’ve put together a list of the top 5 reasons you should invest in a used car – even if you have sub-par credit.
1. You Don’t Have Another Form Of Reliable Transportation
Rides from family members, friends, and coworkers are all great – but they’re not reliable. When push comes to shove, it’s often important that you have controllable, reliable transportation – and relying on others can cause serious problems if they fail to show up.
The same goes for cars that are old and barely working – cars that regularly have mechanical issues, dead batteries, and other issues are totally unreliable, and may fail when you need them the most, like during a work or family emergency.
2. You Need A Vehicle To Get To Work
Commuting to work is very common in Canada – 4 out of 5 Canadians must use a car to commute to their job. Often, the distance between your workplace and your home means that you have no choice but to drive – unless you’re living in a major city like Toronto.
Even then, you may need a vehicle to get to work each day – and without a reliable form of transport, you could be in danger of missing shifts, or coming to work late. In this case, it’s definitely worth investing in a used car, in order to ensure you can get to work on time.
3. Weather Conditions Are Dangerous
Walking or riding a bike to work in extreme weather conditions can be dangerous – and even waiting for a bus can put you at risk of serious harm in cities like Winnipeg, where winter temperatures regularly hit -16C in January.
Dangerous weather conditions may preclude you from using public transport and other vehicles. If you have to get to work during poor weather conditions no matter what, a reliable used car is the best way to ensure you have the transportation you need.
4. Your City Lacks Public Transport Infrastructure
Inside the city limits of major metropolitan areas like Toronto and Winnipeg, there is often great public transportation infrastructure. Buses, streetcars, subways, and more can help people get to work, home, and anywhere else they need to go.
But outside of city limits, this is quite rare. In small towns and suburbs, public transportation infrastructure is often lacking – and if you don’t have the ability to use public transportation, you’ll need an alternative way to get around, such as a used car.
5. You Need To Save Time
Public transportation can be very time-consuming, even if you live somewhere with a great public transit system. Buses and trains often stop dozens of times, and can cost you quite a bit of time, especially if you’re juggling work and family issues.
If you don’t have a car, even a simple trip to the grocery store can take an hour – and that’s time you can’t get back. Investing in a car gives you a way to save plenty of time when going to work and running errands, because you never have to rely on others to take you where you need to go.
If you’re constantly running out of time during the day, investing in a used car may be worth the cost – even if you have bad credit.
Do You Need A Used Car In Canada? Do You Have Bad Credit? Come To Ride Time!
At Ride Time, we understand how essential reliable transportation is. For the 5 reasons outlined above, you need a reliable, affordable used car – even if you have bad credit.
So, you’re in luck! Ride Time partners with 15+ lending agencies to secure auto loans for our customers – even if they have bad credit! If you can provide proof of 3 months of steady employment, $1,500/month in take-home pay before deductions, and a valid Canadian driver’s license, we will do our very best to help you find a reasonably-priced, reliable car.
So browse our selection of vehicles online – we deliver all throughout Canada – or come to our Winnipeg dealership today! We look forward to seeing you!